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What is a good debt to income ratio for buying a home?

Moneylenders use your debt-to-income ratio to calculate your trustworthiness as an investment. This comes into play when you buy a home and apply for a mortgage. Therefore, it’s important to know how to calculate this ratio and what your personal ratio means for your financial prospects. Here is a short guide on debt-to-income ratios for …

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How to get a home equity loan for debt consolidation

If you’re a homeowner in America, you likely receive a monthly credit card statement that makes you worried about your financial situation. Debt consolidation is a necessary process to regain control over your finances. This is especially true if you have a mortgage on your home, have children in college, or have incurred expenses due …

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